How Much Does an Attic Conversion Cost in 2026? Full Breakdown

An attic conversion costs between $10,000 and $80,000 in 2026 depending on the scope. Here is a detailed breakdown by project type, from simple storage to a full bedroom with bathroom.

What Does an Attic Conversion Cost?

Converting an unfinished attic into livable space is one of the most cost-effective ways to add a bedroom, office, or bonus room to your home without building an addition. In 2026, the national average ranges from $20,000 to $50,000 for a standard bedroom conversion, with basic storage buildouts starting as low as $5,000 and full primary suites with a bathroom reaching $80,000 or more.

The cost per square foot typically runs $30 to $60 for a basic conversion and $100 to $200 per square foot for a full living space with bathroom and HVAC. This is still significantly cheaper than a home addition, which runs $200 to $400 per square foot.

Cost by Conversion Type

Storage space: $5,000 to $15,000. The most affordable option. Add subfloor reinforcement, basic flooring, lighting, and access improvements. No insulation or climate control needed for storage-only use.

Home office or bonus room: $15,000 to $30,000. Requires insulation, drywall, flooring, electrical outlets, lighting, and HVAC (mini-split or extended ductwork). No plumbing needed, which keeps costs manageable.

Bedroom: $20,000 to $50,000. Everything in the office conversion plus an egress window (required by building code for bedrooms), a closet, and higher-quality finishes. The egress window alone costs $3,000 to $8,000 installed.

Bedroom with bathroom: $40,000 to $80,000+. The most expensive option because adding a bathroom requires running new plumbing lines, which can cost $5,000 to $15,000 depending on how far the attic is from existing plumbing stacks.

Key Cost Drivers

Structural reinforcement: $2,000 to $10,000. Most attic floor joists were designed to support a ceiling below, not foot traffic and furniture above. A structural engineer ($400 to $800 for an assessment) will determine if your joists need sistering or replacement. This is non-negotiable for safety.

Staircase: $2,000 to $10,000. If your attic currently has only a pull-down ladder or hatch access, you will need a permanent staircase. This requires cutting into the floor below and framing a proper stairwell, which is one of the most disruptive parts of the project.

Insulation: $1,500 to $4,000. Since the attic sits directly under the roof, proper insulation is critical. Spray foam applied between the rafters is the most effective option for attics because it creates both insulation and an air barrier in limited space.

Egress window: $3,000 to $8,000. Building code requires at least one egress window with a minimum 5.7 square foot opening for any bedroom. This often requires cutting into the roof and framing a window well.

Dormer: $15,000 to $40,000. If your attic lacks adequate headroom (code requires 7.5 feet over at least 50% of the floor area), a dormer adds both height and floor space. Dormers are expensive because they involve modifying the roof structure and exterior of your home.

HVAC: $2,500 to $6,000. A ductless mini-split is the most common solution for attic bedrooms. Extending existing ductwork is possible but often more expensive and less effective in attic spaces.

The 7-7-7 Rule

Before planning an attic conversion, check if your attic meets the "Rule of 7s" that most building codes require:

At least 7 feet of ceiling height over at least 50% of the floor area, with a minimum width of 7 feet. If your attic does not meet these minimums, you will need a dormer or roof raise, which significantly increases cost.

Does It Add Home Value?

According to the National Association of Realtors, an attic bedroom conversion typically recoups about 56% of its cost in added home value. The real value comes from increasing the bedroom count — a 3-bedroom home sells for significantly more than a 2-bedroom home in most markets.

Get Your Estimate

For the complete conversion process including structural requirements, step-by-step instructions, and materials lists, check out our attic to bedroom conversion guide. Use our cost calculator to get a personalized estimate based on your location and project scope.